Question 1

What is Investing Dividend Tracker?

Accepted Answer

Investing Dividend Tracker (IDT) is a web app for dividend investors. Track your stock holdings, monitor upcoming dividend payments, plan around ex-dividend dates, analyse your portfolio, and connect with other dividend investors, all in one place.

Question 2

Is Investing Dividend Tracker free?

Accepted Answer

Yes. The free plan includes unlimited portfolio holdings, basic dividend tracking, net worth and portfolio overview, manual dividends, a basic dividend calendar and the community feed. Pro unlocks advanced analytics, FIRE planning, DRIP simulations on your portfolio, AI insights, dividend projections, the full dividend calendar and custom income goals.

Question 3

Do I need an account to use the tools?

Accepted Answer

No. The public tools (DRIP calculator, FIRE calculator, dividend calendar lookup) work without signing up. Creating a free account lets you save your portfolio and enable personalised alerts.

Question 4

How do I sign up?

Accepted Answer

Click 'Get started' on the homepage, enter your email and create a password, then verify your email. The whole process takes under a minute.

Question 5

How many holdings can I track on the free plan?

Accepted Answer

Unlimited. Every plan, including Free, supports unlimited portfolio holdings. Pro adds advanced analytics, projections and AI insights on top of those holdings, not more of them.

Question 6

What stocks and ETFs can I track?

Accepted Answer

We support thousands of US, UK and European stocks and ETFs. Search by ticker or company name when adding a holding to your portfolio.

Question 7

Where does the dividend data come from?

Accepted Answer

We aggregate dividend data from multiple reliable market data sources. While we aim for accuracy, we always recommend verifying critical dates (ex-dividend, record, payment) with your broker or the company directly.

Question 8

How often is the data updated?

Accepted Answer

Dividend calendars and payout data are refreshed regularly. Price data updates daily.

Question 9

What currencies are supported?

Accepted Answer

You can set your preferred base currency (GBP, USD, EUR, and others). Holdings are displayed in their native currency and converted for net-worth totals.

Question 10

Can I import holdings from my broker?

Accepted Answer

Manual entry is available on all plans. Direct broker import is on our roadmap.

Question 11

Can I have multiple portfolios?

Accepted Answer

Today every account has a single portfolio that supports unlimited holdings. Multiple separate portfolios are on the roadmap, until then, you can use tags and sectors to segment your holdings inside one portfolio.

Question 12

Why doesn't my portfolio total match my broker?

Accepted Answer

The app fetches live prices automatically, but it cannot read your actual broker positions. If the total looks different, it is usually one of these: the share counts entered here no longer match your broker after a buy or sell, a holding or cash balance is in your broker but not added here, the exchange rate used for foreign holdings differs slightly, or small rounding differences across fractional shares. Tap any holding and choose Edit details to update the quantity.

Question 13

What is the DRIP calculator?

Accepted Answer

The public DRIP (Dividend Reinvestment Plan) calculator is free and lets you compare reinvesting dividends versus taking them as cash on a single ticker with manual inputs. Running DRIP simulations across your own portfolio inside the app, using your actual holdings, dividend history and contributions, is a Pro feature.

Question 14

What is the FIRE calculator?

Accepted Answer

The public FIRE (Financial Independence, Retire Early) calculator is free and helps you estimate how long it will take to reach financial independence using manual inputs. The in-app FIRE planner that uses your live portfolio, real dividend income and goals is a Pro feature.

Question 15

What's the difference between the free calculators and the Pro versions?

Accepted Answer

The free DRIP and FIRE calculators on our landing pages are standalone tools, you type in a ticker, amount and dates and get a result. The Pro versions live inside the app and run on your real portfolio automatically: every holding, every dividend you've received, your contribution plan and currency settings, with side-by-side scenarios and forecasts.

Question 16

What is the dividend calendar?

Accepted Answer

The basic dividend calendar (next 30 days, your own holdings) is included on Free. The full multi-month calendar with filters and lookup for any ticker is a Pro feature.

Question 17

What is portfolio analysis?

Accepted Answer

Portfolio analysis gives you a breakdown of your holdings by sector, geography, dividend yield, and concentration, plus AI-generated insights. Advanced analytics and AI insights are Pro features.

Question 18

What do I get with Pro?

Accepted Answer

Pro adds FIRE planning, DRIP simulations on your portfolio, AI portfolio analysis, the full dividend calendar, dividend projections, advanced analytics, custom income goals and priority support. Unlimited portfolio holdings are included on the free plan, Pro does not change that.

Question 19

What stays free forever?

Accepted Answer

Unlimited holdings, basic dividend tracking, net worth and portfolio overview, manual dividends, a basic dividend calendar and the community feed are all free, with no holding cap.

Question 20

How much does Pro cost?

Accepted Answer

Founder Pro is £2.49/month or £24.99/year. See our Pricing page for current rates. You can cancel anytime from your account settings.

Question 21

Can I cancel my subscription?

Accepted Answer

Yes. You can cancel at any time from your Account page. Your Pro access continues until the end of your current billing period.

Question 22

Do you offer refunds?

Accepted Answer

Refund eligibility is handled by our Merchant of Record, Paddle. Please see our Refund Policy or contact Paddle support for billing and refund queries.

Question 23

Can I get alerts before ex-dividend dates?

Accepted Answer

Yes. All accounts can enable ex-dividend and payment alerts on their holdings.

Question 24

Can I get notified about dividend payments?

Accepted Answer

Yes. You can enable payment-date alerts so you know when cash lands in your brokerage account.

Question 25

How do I manage my alert settings?

Accepted Answer

Go to the Alert Settings section in your dashboard or account page to toggle notification types and delivery preferences.

Question 26

Can I follow other investors?

Accepted Answer

Yes. You can follow other IDT users, see their public posts and discover new dividend ideas from the community.

Question 27

Is my portfolio public?

Accepted Answer

No. Your holdings, balances and personal data are private by default. You control what you share on your public profile and in community posts.

Question 28

How do I find other dividend investors?

Accepted Answer

Use the Community tab to browse public profiles, search by username, or discover investors with similar strategies.

Question 29

Is my financial data secure?

Accepted Answer

Yes. We use encrypted connections (TLS), authenticated database access with Row-Level Security (RLS), and strong password hashing. Your portfolio data is never shared with third parties for advertising.

Question 30

Can I delete my account and data?

Accepted Answer

Yes. You can delete your account and all associated data from the Account page at any time. Deletion is permanent and cannot be undone.

Question 31

Do you sell my data?

Accepted Answer

No. We do not sell your personal data. See our Privacy Notice for full details on what we collect and how we use it.

Question 32

I forgot my password. What do I do?

Accepted Answer

Go to the Forgot Password page, enter your email, and we'll send you a reset link. Links expire after 1 hour for security.

Question 33

How do I change my email or username?

Accepted Answer

You can update your profile details (display name, preferred currency) from the Account page. Email changes require re-verification.

Question 34

How do I contact support?

Accepted Answer

Reach out through the feedback/support options within the app, or email us via the contact details on the homepage.

Question 35

Is there a mobile app?

Accepted Answer

Currently IDT is a responsive web app that works great on mobile browsers. A native mobile app is on our long-term roadmap.

Frequently asked questions

Getting started

Tracking & data

Tools & calculators

Pro subscription

Alerts & notifications

Privacy & security

Account & support

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